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Payments · invoicing · jobs — for home-service pros

The job ends whenthe money lands. Tap.

ScanPay turns the phone in your pocket into the card reader, the invoice book and the back office — at a flat 2.5% for Tap to Pay, with instant payouts and a real person on the phone.

FEE 2.5% · YOU KEEP $468.00 · PAYOUT TONIGHT

Every tap is a win for your bottom line.

Built for the trades — plumbing to pest control
01 · WHY SWITCH

More of every job stays yours.

Four reasons thousands of home-service pros collect with ScanPay — each one worth money or time on every single job.

Lower fees across all platforms

Keep more of your hard-earned money with fewer chargeback disputes and a flat 2.5% Tap to Pay rate. The result: more profit on every job.

No hardware. Your phone is the reader.

Collect payments on the Android or iPhone already in your pocket. Your whole team takes cards without card readers, docks or extra platform fees.

Free invoice & receipt creation

Stop paying for invoicing. Professional invoices and receipts, free, on the app or desktop — with team-level controls and your logo on every one.

A real person answers your call

Best-in-class human support that works on your behalf — mitigating chargebacks and following up on disputes so you can stay on the job.

2.5%Flat Tap to Pay feeNo setup, subscription or hidden fees — cancel anytime
30 minInstant payouts, 24/71.5% fee, $5 minimum — weekends and holidays included
$20kCustomer financing limit90% approval via Sunbit & Klarna, 30-second application
1,100+Locksmith techs on one networkSystem Forward America standardized processing on ScanPay
02 · THE SETTLE

One job, four timestamps.

From the last turn of the wrench to money in the bank — the whole story fits inside half an hour.

  1. 4:12 PM

    Job done

    Water heater in, area cleaned up. You build the invoice on your phone in under a minute — line items, tax, photos.

  2. 4:13 PM

    The tap

    Your customer taps their card or phone on yours. No reader fished out of the van, no card number read over the phone to the office.

  3. 4:13 PM

    Approved ✓

    Both of you get instant confirmation. The receipt is already in their inbox, with your logo on it.

  4. 4:43 PM

    Paid out

    Instant Payout lands in your bank in about 30 minutes — nights, weekends, holidays. Standard ACH is free in 2–3 days.

03 · WAYS TO COLLECT

A variety of ways to collect payments.

Available 24/7, even on public holidays. Customers pay how they like; you get one ledger and one flat fee.

Tap to Pay

Cards, Apple Pay and Google Pay tapped straight onto your phone. No reader.

2.5% flat

QR code

One QR, every payment option. Checkout opens on the customer’s own phone.

Same flat fee

Text or email link

Send an invoice by SMS or email; customers pay from anywhere, 24/7.

2.7% + 20¢

Bank transfer (ACH)

Direct bank payments for the big-ticket jobs — recorded on the same ledger.

Low-cost

Customer financing

3–12 month installments via Sunbit & Klarna. You’re paid in full, upfront.

Up to $20k

All major cards

Visa, Mastercard, Amex, Discover — plus PayPal, cash and checks recorded.

One ledger
Free invoicing & receipts

Professional paper, without paying for paper.

Line items, taxes, tips, discounts, photos and your logo — built on your phone in the driveway or on ScanPay Web at the desk, sent by text or email, tracked to the cent. Unlimited, free, for the whole team.

  • Templates, catalogs and central customer lists for faster repeat invoicing
  • Cash and checks recorded on the same ledger as cards
  • Your business name on every receipt — fewer “unrecognized charge” disputes
Instant payouts · 24/7

Paid out before the van is unpacked.

Instant Payouts move your balance to the bank in about 30 minutes — nights, weekends and holidays, up to 10 times a day, at 1.5% with a $5 minimum. Standard ACH payouts are free and land in 2–3 business days.

Instant payout~30 min · 24/7
Fee1.5% · $5 min
Standard ACHFREE · 2–3 days
04 · THE FEE DUEL

2.5% flat. Watch what that buys back.

Slide your month into the machine — the fee ledger settles live. One flat fee — guaranteed to be ½ a percent lower than Square, QuickBooks, and others.

$302,400 of in-person volume a year. ScanPay’s published rate: 2.5% flat for Tap to Pay. One flat fee — guaranteed to be ½ a percent lower than Square, QuickBooks, and others.

The full pricing page
ScanPay2.5% flat · Flat rate for Tap to Pay. No monthly fee.$7,560/yr
Square / QuickBooks3% flat · Modeled at ScanPay + ½% — ScanPay guarantees its rate is ½% lower.$9,072/yr
Joist3.49% + 49¢/txn · Requires a Joist Pro subscription.$10,907/yr
Kept in your pocket vs Joist$3,347/yrEstimates for comparison only, on Tap to Pay volume. Competitor rates: Square / QuickBooks — ScanPay rate guarantee (½% lower than Square, QuickBooks, and others); Joist — ScanPay vs Joist comparison — 3.49% + $0.49 per transaction.
Sign up today and save $500 or more
05 · SIGNED RECEIPTS

Thousands of service pros. These signed the receipt.

The transition (to ScanPay) has been smooth and the human support has been excellent. A great flat rate and a user-friendly pc interface for reports. Highly highly recommend!
Noel Norwood IICo-owner · Pop-A-Lock, West Texas
Misplacing those fragile card readers was always a huge blocker in accepting payments. [ScanPay] has saved me in gas and in time from having to travel to run a credit card or pick up a cheque. Instant Payouts have completely changed the way I work. I can now buy work supplies right away!
Jesus GarciaOwner · JMG Handyman, Houston
Sometimes a moving crew had to wait almost an hour after the job was done if someone was not there at the office or if there was a problem with the payment. ScanPay streamlined my payments, made my customers feel more secure, and reduced the waiting time for crew members by 80%. ScanPay support is excellent! My customer champion from ScanPay is always available, no matter the time.
NatashaAround The Town Moving & Storage
We have been open for nearly 20 years and have partnered with insurance companies and people from all over the world to get direct digital dispatch. However, we never found a partner that was exactly right for payment processing. We have over 1,100 locksmith technicians, and every location handles processing a little bit differently. ScanPay has offered us the ability to standardize and streamline transactions, making them smoother than ever.
Robert ReynoldsDirector of Operations · System Forward America
Movers80%less crew wait time after the job

Around The Town Moving & Storage

Crews used to wait up to an hour while payments were phoned into the office. ScanPay let customers pay on the spot — securely, from their own phone.

Handyman · Houston28%saved on payment fees

JMG Handyman

Ditched the fragile card readers, stopped driving across town to run cards, and put Instant Payouts to work buying supplies same-day.

Locksmith network1,100+technicians standardized

System Forward America

A ~20-year-old network where every location processed payments differently — standardized and streamlined on one ScanPay ledger.

Locksmith · Denver24/7payments without a reader

Emergency Locksmith

Aron kept forgetting his card reader on emergency calls. Now the phone he answers the call on is the terminal he collects with.

TrustLayer by ScanPay · early access

Customers won’t pay first. Contractors won’t work first.

TrustLayer holds the payment under a full refund guarantee until your customer confirms the job is done. Runs on its own — no migration, no monthly fee. For US home-service businesses running 10 or more techs.

Completion is a claim. Confirmation is an agreement.
Inside TrustLayer
06 · THE PRINCIPLE

Big-corporation money tools, pointed at the trades.

Be the best alternative payment provider by making low-cost payments more rewarding for onsite service providers. Offer financial fees, products, and support that large corporations enjoy so that service professionals have more money in their pockets to compete and win.

Backed bySequoiaPropelLeo CapitalGlobal Founders CapitalPowered byStripe · PCI · SOC 1 & 2BBB A+
07 · STRAIGHT ANSWERS

Asked constantly. Answered plainly.

01What is ScanPay?

The simplest way to collect all types of digital payments — an all-in-one app for payments, invoicing and job tracking built for home-service pros. No POS terminal or card reader to buy: customers pay from their own phone, or tap yours.

02How much does ScanPay cost?

A flat 2.5% per Tap to Pay transaction; online payments are 2.7% + 20¢. That’s it — no setup fees, no subscription fees, no hidden fees, no equipment costs.

03Is there a contract or subscription?

No. There is no contract and no cancellation fee — you can stop using ScanPay anytime, penalty-free.

04Do my customers need the ScanPay app?

No. Customers never download anything or create an account. They scan the QR with their camera or open your link, and checkout happens on their own phone.

05What are the requirements?

iPhone: XS or later on iOS 16.7+. Android: functioning NFC on Android 11 or above — supported across Pixel, Samsung Galaxy, OnePlus, Oppo, Xiaomi and more.

06How do Instant Payouts work?

Move available funds to your bank in about 30 minutes, 24/7 — weekends and holidays included — up to 10 times a day. The fee is 1.5% of the amount with a $5 minimum (a $500 instant payout costs $7.50), provided in partnership with Stripe.

All the answers
The settle

Switch to hassle-free payments and save $500 or more.

NO CONTRACT · NO MONTHLY FEES · CANCEL ANYTIME